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Checking Account Options
Park Federal Savings Bank offers many different checking accounts which provide specific benefits for your lifestyles. All accounts are FDIC Insured up to $100,000.00. Premier CheckingThe Premier Checking Account provides your first order of checks free, $100,000.00 Common Carrier Accidental Death Insurance, Credit Card Protection, Key Ring Protection, and unlimited check writing privileges at no extra charge. A minimum deposit of $100.00 is required to open an account. Should your balance drop below $100.00, a $7.00 monthly service charge will be assessed. 
Premier Plus Checking The Premier Plus Checking Account provides all the benefits of Premier Checking Plus our basic personalized checks and single-signature Travelers Checks at no extra charge, Rx Advantage Prescription Drug Program, Medical Emergency Data Card and many more privileges. No minimum balance is required. A minimum deposit of $100.00 is required to open an account, and all for only a $5.00 Monthly Membership Fee.
Platinum Checking The Platinum Checking Account was designed to give our senior customers (62 and over) who have their Social Security or Pension checks directly deposited a choice in selecting a checking product that will work for them. There is no minimum balance to maintain, no monthly maintenance fees and the account earns interest regardless of the balance! A minimum deposit of $100.00 is required to open an account.
Platinum 50 Checking The Platinum 50 Checking Account allows many special privileges for customers age 50 and over. The account provides the first order of checks free, $100,000.00 Common Carrier Accidental Death Insurance, Credit Card Protection, Key Ring Protection, and unlimited check writing privileges at no extra charge. A minimum deposit of $100.00 is required to open the account. Should your balance fall below $100.00, a $7.00 monthly service charge will be assessed.
Platinum 50 Plus Checking The Platinum 50 Plus Checking Account provides all the benefits of the Platinum 50 Checking Plus our basic personalized checks and single-signature Travelers Checks at no extra charge, Rx Advantage Prescription Drug Program, Medical Emergency Data Card, Discount Eyewear Plan and many more privileges. No minimum balance is required. A minimum deposit of $100.00 is required to open an account, and all for only a $4.00 Monthly Membership Fee.
Free Checking The Free Checking Account allows unlimited check writing privileges with no minimum balance, no monthly maintenance fees, and offers the first order of checks free. A minimum deposit of $100.00 is required to open an account.
N.O.W. Checking The NOW Checking Account is available to Individuals, Sole Proprietorships, Independent School Districts, and Not for Profit Organizations. A minimum deposit of $200.00 is required to open an account. Should your balance fall below $200.00, a $7.00 monthly service charge will be assessed.
Business Checking The Business Checking Account allows you the freedom of a regular checking account with your canceled checks returned at no additional charge. A minimum deposit of $100.00 is required to open an account. A $15.00 monthly service charge will be assessed after one year. If over 100 checks are written on the account per month, a fee of $0.15 per item will be assessed.
Money Market Checking The Money Market Checking Account allows you the flexibility of having your funds earn a competitive rate of interest while still allowing you to have instant access to them. A minimum deposit of $2,500.00 is required to open an account and a $7.00 monthly service charge will be assessed if the balance falls below $500.00. Transfers from this account to another account or to third parties by preauthorized, automatic or telephone transfers are limited to six per statement cycle with no more than three by check, draft or similar order to third parties.
Super Money Market Checking The Super Money Market Checking Account allows you the flexibility of having your funds earn a higher rate of interest than our basic Money Market Checking Account. A minimum deposit of $10,000.00 is required to open an account. The minimum balance to earn APY is $25,000. Transfers from this account to another account or to third parties by preauthorized, automatic or telephone transfers are limited to six per statement cycle with no more than three by check, draft or similar order to third parties.
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